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Tue Dec 18, 2012 01:20 PM CST

Interest rates are expected to remain at historically low levels for the next couple of years, barring any market shocks. With a little planning, you can determine how to make smart use of money to finance operating lines of credit and capital purchases, or lock in rates and pay down debt.

“Farmers are traditionally risk averse, and I don’t discourage that,” says Warren Graeff, ag business banking market manager at PNC Bank, in St. Louis, Mo. “When you look at how good profitability has been even with the drought and how 2013 ...

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  • Dr. Dan Talks Agronomy Can you trim inputs while growing soybeans in 2015? Here's a look at what you can and can't cut.
  • Fescue Workaround Fescue can be a challenge, but Butch Foster said he and his dad, Bob, put 200 to 250 pounds on ca...
  • Ask the Taxman by Andy Biebl Readers pose tax questions on how to justify repairs, handle capital gains on a residence and com...
  • Senior Partners - 1 Think how rural communities could rejuvenate if farmland rents stayed local rather than flowing t...
  • Sample With Precision Dan Davidson looks at how to measure the horsepower of your soil with the Solvita soil respiratio...
  • USDA Defines Actively Engaged Under the 2014 farm bill, family operations are exempted from proposed changes in actively engage...
  • New Paths Max payments forecast in areas of hardest-hit 2014 corn yields.
  • She's Got It All Alicia Mielke is a farm girl originally from Harrington, Wash., who continues to lend a hand to h...
  • Ask the Vet Would a bull with an undescended testicle or one that was a hard pull at birth be worthy of breed...
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